Costco Pet Insurance Sign-Up: Affordable, Comprehensive Coverage for Every Pet Family

Costco Pet Insurance Sign-Up: Affordable, Comprehensive Coverage for Every Pet Family

Looking for pet insurance that covers everything—without breaking the bank? Costco has partnered with Figo Pet Insurance to offer exclusive discounts for its members. Whether you’re a senior looking to protect your furry companion, or part of a low-income family searching for affordable vet care, this offer is designed with you in mind.

🐶 Why Pet Insurance Matters for Every Pet Parent

Vet bills can be expensive, especially when unexpected illness or injury strikes. Pet insurance for seniors and pet insurance for low income families can make a real difference by providing financial peace of mind and ensuring your pet receives the care they deserve.

Costco members now have access to Figo’s high-quality, affordable pet insurance plans—plus a $25 Costco Digital Shop Card for eligible sign-ups.


💳 Exclusive Costco Member Benefits with Figo

  • Member-Only Discount¹ when you enroll through Costco
  • $25 Costco Digital Shop Card for eligible new policyholders
  • Coverage provided by Independence American Insurance Company
  • Easy digital enrollment and management through the Figo Pet Cloud app

🛡️ What Figo Pet Insurance Covers

Figo's plans can reimburse up to 100% of your vet bills, depending on the policy you choose. Here’s what’s typically included:

Covered ServicesDetails
🏥 Emergency & HospitalizationAccidents, illnesses, overnight stays
✂️ Surgeries & Specialist CareOrthopedic, genetic, and chronic conditions
🧬 Genetic & Congenital ConditionsIncluding hip dysplasia
🦷 Dental CoverageDental illness and trauma (not just cleaning)
📸 Imaging & DiagnosticsMRIs, X-rays, and ultrasounds
💊 Prescriptions & MedicationsFor treatment of covered conditions
🐾 Prosthetics & Orthopedic AidsCoverage for mobility support
🧑‍⚕️ Vet Exam Fees (Add-On)Optional exam fee coverage
🩺 Routine Wellness Plan (Add-On)Includes regular checkups, dental cleanings, and vaccinations

This is truly pet insurance that covers everything you care about, with flexibility for additional routine wellness.


🚫 What Isn’t Covered

While Figo covers most unexpected needs, some exclusions apply:

  • Pre-existing conditions
  • Spaying/neutering
  • Cosmetic or elective procedures
  • Breeding, pregnancy, or cloning

Always read your policy for full coverage details and limitations.


🧓 Perfect for Seniors and Budget-Conscious Families

Figo understands the needs of older adults and low-income households:

  • Pet insurance for seniors: Low physical effort, online support, and tailored plans
  • Pet insurance for low income families: Flexible payment plans and no hidden fees
  • Access to 24/7 licensed veterinary support via text
  • Dedicated support team via chat, email, phone, or SMS

💡 How to Sign Up

Getting started is simple:

  1. Visit Costco’s Figo Pet Insurance page
  2. Choose the plan that fits your needs
  3. Submit your vet bills online or via the Figo app
  4. Enjoy peace of mind—and your $25 Costco Digital Shop Card

🐕 Costco Cares About Your Pets

From Kirkland Signature™ pet food to pharmacy support for pet prescriptions, Costco already helps you care for your pets. Now, with Figo’s exclusive pet insurance plans, you can take that care even further—without sacrificing affordability.

Protect your pet. Protect your budget. Sign up for Costco’s Figo Pet Insurance today.

¹ Eligibility restrictions apply. See Figopetinsurance.com for complete coverage details, exclusions, and limitations.